Plan Design Best Practices – Pt. 2

Thanks for joining us for this exciting follow up! OK, not so exciting. But important and useful, especially during Q4 when many of you are reviewing your current plan and evaluating its performance. Let’s jump right in. Re-enrollment Re-enrollment is helpful because it refreshes employees’ investments and brings to topic back up, something most have…

QDIAs – Why all the fuss?

QDIAs  =  investment choice simplification +  employer peace of mind.     Rarely do employees have the wherewithal to direct their own retirement plan investments and most often they leave it up to their employer to determine the best choices.  As a fiduciary for plan participants, employers have potential liability for the investment choices they offer to…

WHEN SHOULD I SELL MY BUSINESS?

One part of this answer is “as soon as you can”. First consider the demographic avalanche that is coming down the pipeline as baby boomers retire. Personal reasons for selling your business could be a culmination of wanting to takes the chips off the table, reaching financial security or boredom. After weighing the demand cycle…